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Know your agent (KYA)
Gokubu values transparency through KYA's real-time audit of Pulse AI.
Gokubu Pulse
AI that pays for you.
Gokubu Pulse is your AI-powered payment agent that goes beyond insights — it negotiates, optimizes, and acts on your behalf, automatically.
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Ask Gokubu vs Gokubu Pulse
Ask Gokubu helps you. Pulse acts for you.
Ask
Gokubu
Gokubu
Pulse
Spending insights
Yes
Yes
Savings recommendations
Yes
Yes
Auto bill negotiation
No
Yes
Subscription management
Manual review
Auto-optimize
Payment routing
No
Yes
Proactive actions
No
Yes
Availability
All plans
Premium only
How Pulse Works
Powered by intelligent understanding
Gokubu Pulse is built on Spending DNA — a unique financial fingerprint derived from your spending patterns. With KYA (Know Your Agent) transparency and POI (Proof of Intention) verification, every action is explainable and requires your authorization. You define your Spending Rules, and Pulse executes with precision.
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Proof of Intention (POI)
Pulse ensures actions align with your intent, safeguarding your assets.
Spending DNA
Your financial fingerprint is unique. Pulse analyzes your data to build a Spending DNA.
Spending rules
Cap weekly spend or auto-allocate rewards to GKU tokens with our rules engine.