Your bank connection is powered by Plaid
Gokubu uses Plaid to securely link your U.S. bank account — the same trusted infrastructure behind Robinhood, Venmo, and Coinbase. Your banking credentials are encrypted end-to-end and never stored by Gokubu.
AI-Powered Visa Card
6% Cashback
Our AI-powered Visa card optimizes your spending, unlocks better rewards automatically, and helps you get more value from every transaction.
The Visa name, logo, and related marks are trademarks or registered trademarks of Visa International Service Association and are used with permission in connection with this partnership. All Visa trademarks, logos, and service marks displayed on this website remain the exclusive property of Visa International Service Association.
AI-Powered Visa Card
Smarter with
every tap
The first Visa card that earns you AI-powered financial intelligence instead of just points. Up to 6% cashback on every payment.
Spend
Use your Gokubu Visa card anywhere Visa is accepted. Every purchase earns rewards automatically.
Earn GKU
Earn GKU tokens on every transaction — up to 6% cashback on every purchase, no rotating categories, no restrictions.
Ask Anything
Use your GKU tokens to power Gokubu AI — get spending insights, bill negotiations, and smart alerts.
Built to Trust
Security you
can bank on
Gokubu is built on institutional-grade infrastructure trusted by millions.
Custody by Bank connections via
No rotating categories. 6% on every swipe
Get a flat 6% cashback on every swipe. Say goodbye to rotating categories. No tracking, no hassle.
No card annual fee. Zero hidden charges
What you see is exactly what you get. No hidden agendas. No surprise charges.
No third-party tracking
Your activity stays yours. No outside tracking, no data sharing. Ever.
See it for yourself
How Gokubu
compares
Comparison based on publicly available information as of March 2026. Features and terms may vary.
Gokubu Card
Gokubu Card
Crypto.com
Gemini
Card Type
Visa
Visa
Visa
Mastercard
Max Cashback
Up to 6%
Up to 6%
3.5%
Up to 4%
AI Assistant
Subscription Fee
$9.99/mo (Premium) or Free (Basic)
$9.99/mo (Premium) or Free (Basic)
$4.99/mo or stake $500 CRO for 12 mo
None
Token Lockup
Card Annual Fee
$0
$0
Staking required
$0
Cashback Paid With
GKU Token
GKU Token
CRO Token
50+ cryptos (mainly BTC)
Rotating Categories
Monthly Rewards Cap
6% on first $2k/mo (Premium), 2% after; Basic: 2% flat
6% on first $2k/mo (Premium), 2% after; Basic: 2% flat
No specific cap
4% on up to $300/mo per category, then 1%
Physical Card
Soon
Soon
Yes
Yes
Crypto Wallet
Custodial
Custodial
Crypto Wallet
Custodial