The Gokubu Card

6% Cashback

Our AI-powered credit card optimizes your spending, unlocks better rewards automatically, and helps you get more value from every transaction.

The Gokubu card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa. Gokubu's other products are separate from the card program and subject to their own terms.

The Gokubu Card

Smarter with
every tap

The first credit card that earns you AI-powered financial intelligence instead of just points. 6% cashback on every payment.

Spend

Use your Gokubu card anywhere Visa is accepted. Every purchase earns rewards automatically.

Earn GKU

Earn GKU tokens on every transaction — 6% cashback on every purchase, no rotating categories, no restrictions.

Ask Anything

Use your GKU tokens to power Gokubu AI — get spending insights, bill negotiations, and smart alerts.

Built to Trust

Security you
can rely on

Gokubu is built on institutional-grade infrastructure trusted by millions.

Custody by Bank connections via

Phone screen showing Plaid bank selection

Your bank connection is powered by Plaid

Gokubu uses Plaid to securely link your U.S. bank account — the same trusted infrastructure behind Robinhood, Venmo, and Coinbase. Your banking credentials are encrypted end-to-end and never stored by Gokubu.

Cashback categories showing 6% across Dining, Shopping, Flight and more

No rotating categories. 6% on every swipe

Get a flat 6% cashback on every swipe. Say goodbye to rotating categories. No tracking, no hassle.

No card annual fee. Zero hidden charges

What you see is exactly what you get. No hidden agendas. No surprise charges.

AI chat interface showing flagged transaction detection

No third-party tracking

Your activity stays yours. No outside tracking, no data sharing. Ever.

See it for yourself

How Gokubu
compares

Comparison based on publicly available information as of March 2026. Features and terms may vary.

Gokubu Card

Crypto.com

Gemini

Card Type

Visa

Mastercard

Max Cashback

3.5%

Up to 4%

AI Assistant

Subscription Fee

$9.99/mo (Premium) or Free (Basic)

$4.99/mo or stake $500 CRO for 12 mo

None

Token Lockup

Card Annual Fee

Staking required

Cashback Paid With

GKU Token

CRO Token

50+ cryptos (mainly BTC)

Rotating Categories

Monthly Rewards Cap

6% on first $2k/mo (Premium)

No specific cap

4% on up to $300/mo per category, then 1%

Physical Card

Soon

Yes

Crypto Wallet

Custodial